A business loan advisor helps companies secure the right type and amount of financing on terms that the business can actually service. This involves understanding the company’s cash flows, assets, growth plans and risk profile, then matching these to what banks, DFIs or private lenders will accept. Consultants will help prepare financial statements, projections and business cases that respond to lenders’ questions upfront, reducing approval time. They can also advise on collateral requirements, covenants, pricing and repayment schedules, and negotiate where terms are unfavourable. This service is particularly useful for SMEs and family businesses that are bankable but not familiar with credit processes, or for companies refinancing in a higher-rate environment. The result is more reliable access to capital and fewer surprises after disbursement.
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Business Loan Advisor: What it actually means?
